T24 Core Banking Implementation Expert (with Architecture Expertise)

We are seeking an accomplished T24 Core Banking Implementation Expert with strong technical architecture and Sharia-compliant banking experience. The ideal candidate will lead the end-to-end implementation, customization, and integration of Temenos T24 (Transact), ensuring alignment with both conventional and Islamic banking standards.

This role demands hands-on expertise in solution architecture, system integration, and domain knowledge of retail, corporate, and Islamic banking operations.

Key Responsibilities:

Solution Architecture & Design

• Define and design scalable, secure, and high-performing architectures for T24 Core Banking implementations.

• Align T24 system architecture with enterprise systems, integration layers, and digital banking platforms.

• Prepare HLD (High-Level Design) and LLD (Low-Level Design) documentation.

• Implement and maintain T24 application frameworks (TAFJ/TAF/Transact) with performance optimization.

Implementation & Integration

• Lead end-to-end implementation and customization of T24 modules, including AA, Core, Funds Transfer, Payments, Islamic Banking, and Treasury.

• Design and deploy integration solutions using T24 APIs, IRIS, OFS, REST/SOAP, and message queues (Kafka/MQ).

• Work with cross-functional teams to ensure smooth integration with Fusion, CRM, Digital Channels, and Payment Gateways.

• Support data migration, testing, and deployment of T24 on cloud (Azure/AWS) or on-prem environments.

Islamic (Sharia) Banking Expertise

• Implement and configure Islamic Banking modules within T24 (Murabaha, Ijarah, Mudarabah, Wakala, Tawarruq, etc.).

• Collaborate with Sharia compliance officers to ensure system behavior aligns with Islamic finance principles.

• Design and validate product configurations, accounting treatment, and profit distribution in accordance with AAOIFI standards.

• Support Sharia audits, testing, and compliance documentation.

Technical Leadership

• Mentor and lead development teams on T24 customization and deployment.

• Conduct code reviews, enforce best practices, and guide troubleshooting efforts.

• Define and monitor DevOps pipelines for automated builds, deployments, and upgrades.

Migration & Upgrade Projects

• Lead migration from legacy systems to T24, ensuring data integrity and minimal downtime.

• Manage T24 upgrade projects (e.g., R17 → R22), ensuring system stability and backward compatibility.

Required Skills & Qualifications:

• 10+ years of experience in T24 Core Banking implementation, including 3+ years in solution architecture.

• Proven expertise in T24 Transact, TAFJ/TAF, AA, and Islamic Banking modules.

• Strong experience with integration frameworks (IRIS, OFS, REST APIs, MQ, Kafka).

• Proficiency in JBASE, Java, Oracle, and SQL databases.

• Experience in DevOps/CI-CD, microservices, and API-led architecture.

• Familiarity with Azure or AWS infrastructure for banking workloads.

• Solid understanding of retail, corporate, and Islamic banking operations.

Preferred Skills:

• Knowledge of Temenos Infinity or digital channel integrations.

• Experience with ISO 20022, SWIFT, and cross-border payment systems.

• Exposure to microservices, containerization, and API management platforms.

• Temenos Certified Consultant / Architect preferred.

Soft Skills:

• Strong communication and stakeholder management abilities.

• Analytical mindset with a structured problem-solving approach.

• Proven leadership in managing multi-system integrations and large-scale rollouts.

• Ability to balance business needs with technical solutions effectively.